Here at Clear Concepts, we're very proud of the things that make us different from all of the other mortgage companies that you may come across. Here are just a few examples, with the explanations of each below:
1. Safe and confidential consulting & processing.
Have you ever filled out mortgage forms online, only to find out that they sold your information to countless other mortgage brokers? You find your phone ringing off the hook with offers that sound too good to be true every 10 minutes! And then the calling really starts right around dinner time! We understand because we get those calls at home also. When you fill out one of our prequal, online applications, or rate requests online, it never goes further than our own office. We promise. We will only call you when it is convenient for you.
2. Every detail of your loan program explained... upfront.
Since we never have anything to hide, you will always get the details of your loan program clearly explained to you right from the beginning. We want you to feel comfortable doing business with us. If there is something that you do not understand, we will not move forward until you are ready.
3. Fast and efficient processing of your loan (really!).
I know, we've all heard that one before! Here's how we do it every day:
Dedicated underwriter for fast submitting and processing by our lender. Preferred broker status with our lender means that your loan will not be severly scrutinized. Our own in-house escrow company means that your loan stays in our office for speed and accuracy. Your loan officer has control and access of your loan from the application to funding. You will have contact with the same person all the way through! Have you ever had to talk to nine different people when you have a question on your loan with one of the "Big Banks"? We have, and we understand. Priority communication means that we will keep you updated on the progress of your loan. You will be contacted by us throughout each step, and you will have a cell number to reach your loan officer day or night. Try that at a "Big Bank"!
4. Free Rate Reduction Program.
This is the single most important benefit that you will gain from doing business with us, and we're very excited about it! Once we handle your purchase or refinance, we retain all of your information in our data base. Our system then tracks interest rates everyday, and alerts us as soon as interest rates drop below your current interest rate. We then pull your file, give you a call, and offer to lower your rate and payment all for free. When I say free, I mean that not one dollar comes out of your pocket and nothing will be added to your loan balance for any costs, period. We want you to have the lowest rate possible, and with rates changing each and every day, rest assured that we are watching them closely. This program is also open to your family and friends, so contact us to hear more and to get started.
5. Honest, helpful, and CLEAR mortgage consulting.
Mortgage Website Design, Mortgage Website Development, Mortgage Web Design, Mortgage Website TemplateWe want to be your first choice for all of your mortgage needs. We want you to be thrilled with our service, and we want you to tell all of your friends, neighbors, and family about us. Referrals are the life blood of our business, and we understand just what it takes to earn your trust and confidence.
CONTACT US TO TALK ABOUT:
- Buying a new home
- Lowering your monthly payments
- Consolidating your 1st and 2nd mortgages
- Refinancing to get cash out for any purpose
- No Cost loans in California
- Offering you the Lowest Rates
- Offering your the Lowest Fees
- Home Equity Line of Credit
- No money down purchase
- First time home buyer
- 100% purchase
- Combining your debt for the best tax benefits